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General Insurance FAQ’S
Does it cost more to work with a broker? In most states, brokers are not allowed to charge any additional fees.  This means that the rate the insurance company filed with the state is the price you pay. How much insurance do I need? Every person and every family has different insurance needs.  A good rule of thumb is to purchase as much liability protection as you can afford. Things to think about: Does your bank require certain levels of coverage? Do you have a large vehicle that could cause more damage? How much can you afford to pay before insurance “kicks in” in the event of a claim? If you would like help making the decision please take time to speak with one of our agencies What is an “Umbrella Policy?” An Umbrella Policy provides additional protection above the coverage limits of your Home, Auto, and other insurance policies.  This coverage protects you and your family in the event you are found liable in a lawsuit or claim.
Loveland Office: 970-222-7202
Career File Claims Insurance FAQ's Testimonials
Leivestad Agency
Denver Office: 303-500-3386
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